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Package Comprehensive BASIC Comprehensive PREMIUM Total Loss Only Katastropik Policy Hybrid Coverage (TLO + comprehensive)
Discount 25% Discount + 20% cashback 25% Discount + 20% cashback 25% Discount + 0% cashback 25% Discount + 0% cashback 25% Discount + 0% cashback
Vehicle Age Max 11 years Max 11 years Max 15 years Max 5 years Max 5 years
Main Coverage Comprehensive Comprehensive Total Loss Only Catastrophe Hybrid
SRCC (Strikes riots and Civil commotion) Optional Included Optional Optional Optional
Earthquake, Tsunami Optional Included Optional Optional Optional
Floods include hurricanes Optional Included Optional Included Optional
Terrorism and Sabotage Optional Included Optional Optional Optional
Personal accident for Passengers Optional Optional Optional Optional
Third Party Liability Optional Optional Optional Optional
Personal accident for Drivers Optional Optional Optional Optional
Legal Liability for Passangers Optional Optional Optional Optional
Transportation Included Included
Theft by driver Included Included Included Included
Repair warranty for 6 months Included Included
Personal Customer Service for your Claim Initiation Included Included Included
Authorised Garages Optional Included Optional
New for old vehicle (Upto 6 months old car) Included Included
Replacement Car Optional Optional
Personal Effects Optional Included Optional Optional
Emergency Roadside Assistance Included Included Included Included
Home Survey, Pick Up and Delivery Optional Included Included
Mobile app for claim Included Included Included Included Included
24 Hours Hotline Included Included Included Included
Number of Garages 490+

Choosing the Right Car Insurance Policy: A Guide to Our 5 Policy Plans

Selecting the correct car insurance policy is crucial, but with various options available, it can be challenging to know where to start. At insureka!, we've simplified the process by offering five tailored policy plans designed to meet the unique needs of different drivers.

Comprehensive Basic Policy: For the New User Who Doesn't Drive Much

Just got your new car and planning to use it sparingly? Our Comprehensive Basic Policy is perfect for new users who don't drive much. It provides broad coverage, including protection against damage to your vehicle, third-party liability, and theft, ensuring your peace of mind, whether your car is on the road or parked in your garage.

Comprehensive Premium Policy: For the New User Who Drives a Lot

If you're a new car owner who spends a significant amount of time behind the wheel, our Comprehensive Premium Policy is for you. It offers extensive coverage, including personal accident benefits and roadside assistance, in addition to the benefits of the basic plan. It's designed to keep you protected, no matter how much you drive.

Total Loss Only Policy: For Vehicles Older Than 5 Years

If your vehicle is more than five years old, consider our Total Loss Only Policy. This plan provides coverage in the unfortunate event of a total loss due to accidents or theft. It's a practical and economical solution for older vehicles.

Katastropik Policy: For Those in Flood-Prone Areas

Living in a flood-prone area comes with its set of challenges. Our Katastropik Policy is specifically designed to provide coverage against natural disasters such as floods, ensuring your vehicle is protected even in the harshest of weather conditions.

Hybrid Policy: Comprehensive Plus Total Loss Only for Leased Cars

For those leasing their cars, our Hybrid Policy combines the benefits of the Comprehensive and Total Loss Only policies, offering both extensive coverage and protection in case of total loss. It's the ideal solution for keeping your leased vehicle secure.

Choosing the right policy depends on your driving habits, vehicle age, location, and personal preferences. Our team at insureka! is always available to guide you through the process and help you choose the policy that best suits your needs.