Insured: is an individual or legal entity that has a financial interest in a Motorized Vehicle and is bound by the Insurer to obtain protection for the Motorized Vehicle.
Guarantor: is an insurance company that ties itself with the Insured to provide compensation for loss and / or damage to Motorized Vehicles and / or insured interests.
Collision or Collision: is physical contact between a Motor Vehicle and other objects including animals, which are outside the Motor Vehicle.
Own Risk: is a certain amount that is borne by the Insured for each incident.
Personal Use: is the use of the Motorized Vehicle for the benefit of personal transportation of the vehicle user.
Commercial Use: is the use of the Motorized Vehicle for rent or to receive a service fee (for example: online taxi)
Hypnosis: is an act of deception that makes a person out of his consciousness become submissive and follows the desire of the hypnotist to surrender part or all of the Motorized Vehicle to the hypnotist or other unauthorized persons.
Riot: is the action of a group of people of at least 12 (twelve) people who in carrying out a common goal creates an atmosphere of disruption of public order with noise and uses violence and destruction of the property of others, which have not been considered a riot.
Brawl: is a fight between groups of people involving at least 5 (five) people causing an atmosphere of public order disturbance with noise and using violence and destruction of property of others that have not been considered a riot.
Riot: is a situation in a city where a large number of masses together or in small groups creates an atmosphere of disorder and public security with noise and uses violence and a series of destruction of large amounts of property, such that public fears arise, which is marked by the cessation of more than half of the normal activities of trade / shopping centers or offices or schools or public transportation in the city for at least 24 (twenty four) hours continuously starting before, during or after the event.
Revolution: is a movement of people with violence to make radical changes to the constitutional system (government or social conditions) or overthrow a legitimate de jure or de facto government, which has not been considered a Rebellion.
Rebellion: is an organized act of a group of people who conduct defiance and / or opposition to a de jure or de facto legal government with violence using firearms, which can pose a threat to the continuity of a de jure or de facto legal government.
Invasion: is an act of military force of a country entering the territory of another country with the intention of occupying or controlling it temporarily or permanently.
Civil War: is an armed conflict between regions or between political factions within a country's territorial borders with the aim of fighting for the legitimacy of power.
War and Enmity: is a broad armed conflict (both with or without a declaration of war) or the atmosphere of war between two or more countries, including a country's war games or joint war games between countries.
Makar: is the act of someone acting on behalf of or in connection with an organization or group of people with activities directed at overthrowing with de jure or de facto legitimate Government violence or influencing it with Terrorism or Sabotage or violence.
Sabotage: is the act of destroying property or obstructing the smooth running of a job or resulting in a decline in the value of a job, carried out by a person or group of people, either acting alone or on behalf of or relating to an organization or government in an effort to achieve political, religious, ideological or the like includes intentions to influence government and / or put the public or part of the public in fear.
Terrorism: is an action, including but not limited to the use of coercion or violence and / or threats by using force or violence, by a person or group of people, either acting alone or on behalf of or in connection with an organization or government, with political, religious purposes , ideology or the like includes intentions to influence government and / or put the public or part of the public in fear.
