Add-Ons and Additional Services: Your Inclusive Car Insurance Solution
You can manage risk mitigation for your car from the start through insureka! Products. The car insurance protection formula has been adjusted to your individual needs. The claim process is also #ClaimVery Smoothly.
99.5%
Customer Satisfaction Rating*
25%
Average Annual Savings*
490+
Extensive and trusted Garage network
Launching Coverage and Additional Services: Your All-inclusive Car Insurance Solution
Auto insurance doesn't have to be a one-size-fits-all solution. With a range of additional coverage and services, you can customize your policy to suit your unique needs and ensure comprehensive protection for your vehicle.
Additional Coverage:
Floods, including Hurricanes
Protect your vehicle from damage from floods, including hurricanes
Earthquakes, Tsunamis
Protection against natural disasters caused by Earthquakes, Tsunamis
Strikes, Riots and Civil Commotion
Protect your vehicle from damage caused by strikes, riots or other civil disturbances.
Terrorism and Sabotage
In a changing world, we offer protection against losses from acts of terrorism and sabotage.
Third Party Obligations
Protect yourself from the financial consequences of causing damage to someone else's vehicle or property.
Personal Accidents for Drivers
Financial protection in the event of a driver's injury or death while driving an insured vehicle
Personal Accident for Passengers
Financial protection in the event of an accident or death of an insured vehicle occupant
Legal Responsibilities for Passengers
Protect yourself from legal liability if the occupants in your car cause damage to other people or their property.
Additional services:
Replacement Car & Personal Items
If your car is under repair, we will provide a replacement car. We also cover loss or damage to personal items in the vehicle due to the insured event.
Home Survey, Pickup and Delivery to Authorized Workshops
Enjoy the convenience of picking up your car for repair and driving it back to your home.
Roadside Emergency Assistance & 24 Hour Hotline
Our 24-hour service ensures help is only a phone call away in the event of a breakdown or emergency.
Mobile App for Claim & Survey-Free
Submit claims conveniently through our mobile application, without the need for surveys for certain types of claims.
Transport, Driver Theft & Repair Guarantee
We cover transportation costs if your car is stolen, stolen by a driver, and offer a 6-month repair warranty.
New-For-Old and Wide Workshop Network
For cars up to 6 months old, we replace rather than repair after total loss. Plus, we have a network of over 490+ garages for your convenience.
Customize your car insurance with our additional coverage and services, ensuring your policy is as unique as your needs.
Take your insurance experience to the next level with the insureka! app
Manage policies and claims from your phone. Easy and convenient.
Download the app now
Who Should Choose Additional Coverage and Why
Car insurance isn't just about protecting your vehicle; it's about keeping your peace of mind. Additional coverage and services can offer extra protection, financial security, and convenience, making them a worthwhile consideration for many policyholders. But who exactly should consider this addition, and why?
Who Should Choose Additional Protection:
High-Risk Drivers: If you frequently drive in hazardous conditions, additional protections such as natural disaster protection can provide extra safety.
Frequent travelers: People who regularly travel by road or those who travel long distances may benefit from emergency roadside assistance and replacement car services.
Urban Dwellers: City dwellers, where the risk of rioting, theft, or vandalism is higher, might consider SRCC and theft by driver protection.
Family Drivers: Those who frequently drive with passengers, especially children or the elderly, may find personal accident protection for passengers very important.
Vehicle Owner Leased or Financed: If your car is leased or financed, comprehensive coverage with added benefits such as 'new for old' may be required by the lender.
Why Choose Additional Coverage:
Enhanced Coverage: Added coverage ensures that your policy protects you from specific risks that basic auto insurance may not cover.
Financial Security: With adequate coverage, you can avoid unexpected expenses due to unexpected incidents.
Legal Requirements: Some additional coverage, such as third party liability, may be legally required in certain areas.
Peace of Mind: Knowing that you are well protected can offer peace of mind, allowing you to enjoy your journey worry-free.
Customizable Solutions: Add-on coverage allows you to tailor your policy to your unique needs, ensuring you only pay for the protection you need.
Remember, the right auto insurance policy isn't always the cheapest—it's the one that offers the best coverage for your particular needs. So consider your driving habits, lifestyle and vehicle type when deciding on additional protection.
Customer Reviews
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“The process is easy and hassle-free, competitive prices, well done!”
Indra Kusuma Jaya
Jakarta
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“This insurance is really good. The claim process is fast and according to the workshop we want. What's crazier are the many discounts”
bulefunky smith
Jakarta
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“Insurance that understands today's needs. Easy to register, easy to claim, fast processing, affordable fees, friendly and very satisfying service. good luck Insureka.”
dini widiastuti
Jakarta
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“Insurance is the best, applying is easy, just installing the application, and given a souvenir, the car has been hit by a motorbike, the claim is very easy, all you have to do is take a photo in the application, get the spk and take it to the official repair shop, the car is straight again shiny.”
Suhanta Wijaya
Jakarta
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“Buying insurance is easy, the CS is responsive, and making claims to the repair shop is also easy with a user-friendly application”
Pri Hadiyanto
Jakarta
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“It's easy to apply, and so is the claim. The admin is very helpful, and what is certain is that the price is the best among similar applications. Highly recommended!!!”
Yoseph Ming
Jakarta
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“Fast claim process. The most affordable policy price compared to other products. There is also a manufacturer's workshop where the workmanship is equivalent to the manufacturer's. Keep up the good work.”
antonius louis
Jakarta
Comprehensive Auto Insurance FAQs: Your Top Questions Answered
Comprehensive auto insurance can be a tricky topic, and it's normal to have questions. To help you understand better, here are answers to some of the most frequently asked questions about comprehensive coverage.
What does Comprehensive Car Insurance cover?
Comprehensive Car Insurance provides coverage for damage to your vehicle caused by events other than a collision, such as theft, vandalism, fire, natural disasters, or damage from falling objects.
What is not covered by Comprehensive Car Insurance?
Comprehensive insurance usually does not cover damage or loss due to collision, wear and tear, mechanical failure, or damage caused when the vehicle is driven by unauthorized persons or driven under the influence of alcohol or drugs.
Is Comprehensive Car Insurance mandatory?
No, Comprehensive Auto Insurance is not required by law. However, it may be required by your lender if you lease or finance your vehicle.
Should I get Comprehensive Car Insurance if my car is old?
The value of Comprehensive Car Insurance for old cars depends on several factors, such as the value of the car and your financial situation. If the market value of the car is low, the total coverage fee may not be profitable.
Does Comprehensive Car Insurance cover personal belongings in the car?
Generally, personal effects are not covered under Comprehensive Auto Insurance. You may need to look into options such as personal property insurance for such coverage.
Discover our award events and news
Embark on a chronological journey through our illustrious history of awards and recognitions. This interactive timeline captures each milestone, showcasing our evolution and the pivotal moments that have shaped our journey towards excellence.
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