Best All Risk Car Insurance

You can manage risk mitigation for your car from the start through insureka! Products. The car insurance protection formula has been adjusted to your individual needs. The claim process is also #ClaimVery Smoothly.

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99.5%

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25%

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490+

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6 Reasons Why You Should Buy Car Insurance from Insureka!

Car INSURANCE is a form of protection that you must have, especially if you often travel by car. Car insurance provides financial security in facing risks that can occur while you are driving. Apart from financial protection, insurance also provides peace of mind, so you can drive more calmly and safely.

If you want to buy car insurance, make sure you choose the best one like insureka!. While operating in Indonesia, insureka! has succeeded in winning various achievements and awards at prestigious events, starting from the Indonesia Trusted Awards 2022, Indonesia Golden Award 2022, to Most Trusted Product 2023. This proves that insureka! has been successful in providing quality insurance services for the Indonesian people.

insureka! offers several types of car insurance that you can choose according to your needs. Types of insurance at insureka! includes regular car insurance, all risk car insurance, LTO car insurance, and comprehensive car insurance. Each insurance has its own features and advantages. If you want super complete protection, you can choose the best all risk car insurance at insureka!.

Alasan Kenapa Harus Membeli Asuransi Mobil di insureka!

Di tengah padatnya lalu lintas dan berbagai risiko di jalan, memiliki perlindungan mobil yang terpercaya seperti insureka! menjadi keputusan bijaksana. Nah, berikut ini beberapa alasan mengapa Anda harus membeli asuransi mobil di insureka!:

1. Banyak Pilihan Asuransi Mobil

insureka! menawarkan beragam pilihan asuransi mobil yang dapat disesuaikan dengan kebutuhan dan anggaran Anda. Mulai dari asuransi biasa yang dengan cakupan dasar hingga asuransi dengan cakupan Comprehensive, insureka! memahami bahwa setiap pemilik mobil memiliki kebutuhan yang berbeda. Dengan banyaknya pilihan polis asuransi mobil, Anda dapat memilih perlindungan yang sesuai dengan keuangan dan kebutuhan spesifik Anda.

2. Terlindungi dari Kerugian Finansial

insureka! melindungi Anda dari kerugian finansial yang mungkin timbul akibat berbagai risiko seperti kecelakaan, pencurian, atau kerusakan. Dengan membayar premi asuransi mobil, ibaratnya Anda mentransfer risiko finansial tersebut kepada perusahaan asuransi kendaraan. Dalam proses klaim, insureka! akan memberikan ganti rugi sesuai dengan polis yang telah ditentukan.

3. Dapat Biaya Penggantian Mobil

Jika kendaraan Anda mengalami kerusakan yang parah atau dinyatakan sebagai total loss, insureka! dapat membantu menggantinya. Ini dapat mencakup biaya pembelian kendaraan baru atau nilai sebenarnya kendaraan yang hilang. Untuk mendapatkan insureka! ini, Anda dapat memilih asuransi All Risk di insureka! dengan Polis Comprehensive Premium. insureka! siap memberikan kompensasi sesuai dengan kondisi yang diatur dalam polis asuransi. Apabila mobil baru Anda mengalami kerusakan berat saat usia kurang dari 6 bulan, insureka! akan memberikan fasilitas mobil baru untuk menggantikannya. insureka! tidak hanya melindungi kendaraan baru, tetapi juga menyediakan cakupan perlindungan untuk kendaraan lama yang sudah berusia maksimal antara 12 hingga 15 tahun.

4. Terlindungi dari Resiko Kerusakan Akibat Bencana Alam

insureka! juga menawarkan perlindungan dari resiko kerusakan mobil akibat bencana alam. Katastropik Polis dihadirkan secara eksklusif untuk menjadi sistem perlindungan mobil dari berbagai kerusakan yang disebabkan oleh banjir. Perlindungan biaya asuransi mobil ini mencakup segenap komponen kendaraan, mulai dari bagian mesin hingga interior mobil. Rate premi asuransi mobil insureka! ini sangat terjangkau, sehingga tidak akan menguras keuangan bulanan Anda.

5. Perlindungan Pihak Ketiga

Layanan asuransi insureka! juga mencakup tanggung jawab hukum Anda terhadap pihak ketiga. Jika Anda terlibat dalam kecelakaan yang merugikan pihak lain, insureka! akan menanggung biaya pengobatan dan perbaikan kendaraan mereka, sehingga menghindarkan Anda dari sengketa hukum yang mahal. Anda bisa mendapatkan keuntungan ini dengan memilih asuransi mobil Comprehensive di insureka!. Berbeda dengan asuransi pihak ketiga yang hanya bertanggung jawab atas kerusakan pada properti orang lain, asuransi mobil Comprehensive insureka! memberikan perlindungan terhadap kerusakan pada kendaraan Anda sendiri, terlepas dari siapa yang bersalah dalam kecelakaan tersebut. Untuk mendapatkan keuntungan ini, Anda dapat mengajukan klaim Third Party Liability (TPL). Klaim asuransi kecelakaan mobil ini dapat membantu membiayai cedera, pengobatan, hingga kematian.

6. Simply Smarter dan Lebih Menguntungkan

insureka! menawarkan layanan Simply Smarter yang membuat proses pengajuan dan klaim asuransi menjadi lebih cepat dan mudah. Di insureka!, Anda bisa beli asuransi mobil online melalui aplikasi maupun situs web resmi insureka!. Dengan sistem ini, Anda bisa membeli polis secara online hanya dalam waktu 3 menit, kapan saja dan dimana saja. insureka! menyediakan layanan survei mandiri, yang memungkinkan Anda melakukan survei mandiri. Caranya, Anda hanya perlu mengunggah video kendaraan yang ingin Anda asuransikan. Selain Simply Smarter, beli asuransi kendaraan mobil di insureka! juga lebih menguntungkan. insureka! memberikan diskon sebesar 25% dan dapatkan benefit menarik untuk setiap pengajuan asuransi mobil. Tak hanya itu, insureka! juga memberikan tunjangan transportasi sebesar Rp. 100.000 per hari. Syaratnya, mobil Anda harus berada di bengkel lebih dari 5 hari dan terdapat maksimal 3 panel yang rusak. Selain itu, Anda juga mendapatkan fasilitas layanan mobil pinjaman saat mobil Anda sedang diservis. Demikian beberapa alasan mengapa Anda harus membeli asuransi mobil di insureka!. Membeli asuransi mobil bukan hanya investasi finansial, tetapi juga langkah bijak untuk melindungi kendaraan dan diri Anda sendiri dari risiko yang mungkin terjadi di jalan. Perlindungan finansial yang diberikan oleh asuransi mobil tidak hanya sebatas keamanan kendaraan, tetapi juga pemiliknya.

What is All Risk Car Insurance?

At insureka!, All Risk Insurance describes the Comprehensive Premium and Comprehensive Basic plans. This insurance is a form of protection against various forms of damage triggered by various factors. These could be accidents, natural disasters, or vandalism. All Risk also protects owners in the case of losing a car due to theft.

Why You Should Buy an All Risk Car Insurance Policy?

All Risk Insurance has a very vital role. This kind of protection can be applied to new and second-hand cars. If you want to protect your second-hand or used car, make sure it is less than 12 years old. Whether you choose the Comprehensive Premium or Comprehensive Basic plan, the All Risk insurance policies are equipped with the best protection features. The price offered is competitive.

Keuntungan Membeli Polis Asuransi Mobil All Risk Online Insureka! Sangat Beragam

Asuransi All Risk yang diturunkan dalam bentuk Comprehensive Premium dan Comprehensive Basic memiliki beragam keuntungan. Adapun kentungan tersebut adalah:

Pertanggungan Polis Terlengkap

All Risk menjadi polis skema pertanggungan yang terlengkap. Sebab, polis ini ditopang dengan semua jenis fitur perlindungan yang ada.

Harga Premi Tetap Kompetitif

Memiliki fitur perlindungan terlengkap, namun polis asuransi mobil All Risk tetap dengan harga yang terjangkau. Artinya, nasabah bisa memilik opsi coverage pilihan selengkap mungkin dengan harga terbaik. Sebab, Comprehensive Premium dan Comprehensive Basic didukung dengan diskon 25% plus dapatkan benefit menarik.

Risiko Pembiayaan Bengkel Ditangani Sempurna

All Risk selalu memberikan solusi terbaik atas setiap risiko yang muncul. Proses perbaikan mobil diberikan secara maksimal tanpa perlu memikirkan lagi biaya yang harus dikeluarkan. Jadi, kerugian yang dialami nasabah menjadi minimal. Proses perbaikan berjalan cepat dan tuntas.

Why the All Risk Car Insurance Policy from Insureka! So the main choice?

With many positive aspects, insureka! is the first choice of car insurance among Indonesian consumers. The system is developed digitally based on Artificial Intelligence and the price is competitive with various promotions and offers. We have guaranteed legality under the Financial Services Authority (OJK). The insurance products offered are of high quality and are able to resolve every risk completely.

What are the Requirements for Buying All Risk Car Insurance?

When registering for an All Risk insurance policy, there are several documents that must be included. Make sure to upload the SIM and STNK, as well as photos of the car panels from the car you wish to insure.

How to Apply for the Best All-Risk Car Insurance?

Buying All Risk car insurance is very easy because it is done online. Customers just need to access the insureka! website or application. Fill in the requested vehicle information, then choose the policy type via Comprehensive Premium or Comprehensive Basic. Also determine additional coverage. And make payment.

How to Renew All Risk Car Insurance Online?

To extend All Risk Car Insurance is not complicated. The important thing is that the extension process is carried out well before the policy expires. Customers only need to visit the insureka! website or application. Follow the flow. If the extension is carried out before the policy expires, the customer does not need to repeat the document upload. However, if the policy has expired, you must re-upload the document.

All Risk Car Insurance Premium Calculator

insureka!'s best All Risk car insurance premium calculation refers to the rates set by the Financial Services Authority (OJK). This means that price transaction calculations are carried out transparently and accountably. The legal umbrella reference is OJK Circular Letter Number 6/SEOJK.05/2017.

The premium cost is the result of multiplying the premium percentage according to the category listed in the Circular with the car price or in this case called the insured value.

To determine the All Risk Insurance Premium Percentage, it is based on the price of the car according to the region. The areas consist of Region 1 (Sumatra and Surrounding Areas), Region 2 (DKI Jakarta, West Java and Banten), as well as Region 3 (Areas Outside Regions 1 and 2).

How to Claim All Risk Car Insurance Online?

Just like registration, the claim process is insureka! very easy. Claims can be submitted online or by contacting Insureka!. When making a claim, the basic documents that need to be prepared are KTP, SIM and STNK. Other documents required will be in accordance with the type of claim submitted.

If the All Risk car insurance policy documents are complete and uploaded, the claim process will begin. It should also be noted that customers will be charged Own Risk (OR) when submitting a claim in an amount according to the Policy Type and type of claim submitted.

Customer Reviews

“At first, I just tried buying an insurance policy at Insureka. But it turns out that buying from Insureka actually gets a really good price! Extraordinary."

Atria

BSD
"The first time I tried to buy vehicle insurance via an online application. Easy and fast! In less than 3 minutes the process of purchasing the policy was complete. That's great insureka!"

Ebie

Jakarta
"From the policy purchase process to the claim, it went smoothly and quickly. CS and the staff team were also friendly and responsive, the replacement car was delivered and picked up on time too. Thank you and continued success insureka!"

Vina Wardana

South Jakarta
"Thank you for your help Mr Awin, from explaining the car insurance premium to finally the DEAL. Plus you will be given a very interesting goodie bag. Hopefully INSUREKA will be more successful."

Muhamad Fajar

Jakarta

insureka! always open to its customers and provide the best solutions.

What is car insurance?

Car insurance is an agreement between the car owner and the insurance company, where the car owner pays regular premiums. In return, the insurance company will provide financial protection against loss or damage that may occur to the car.

Is it insureka! the?

insureka! is the best online car insurance. There are various benefits offered by insureka!. In addition to its quality products and systems, insureka! also offer low prices.

Why do I need car insurance?

Car insurance is very important to protect you from financial risks that could arise due to damage or loss of your vehicle. By having car insurance, you will get protection against various unexpected risks. This includes the risk of accidents, theft, or damage that may occur to your car. This insurance can also provide legal liability if you are involved in an accident that causes damage to another person's vehicle or injures another person.

What types of cars can be protected by insureka! products?

Insureka product! protect all variants of private cars, both new and second hand. For the age of the car that can be protected up to 15 years.

How do I file a car accident insurance claim?

At insureka!, the car insurance claim process is very fast and easy. All processes can be done online, so you don't need to bother coming to the offline office. To do this, you only need to download the application or visit the Insureka! website. Then, complete the required documents, provide a chronology of the incident, and upload photos and videos of your damaged car. After doing all that, submit your car insurance claim at Insureka! It's finished. It's that easy and fast, right!

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