Car Insurance Savings Up to 45%
in insureka!
1.8 Million+ Users
4.9 ★ Google Ratings
99.5% Customer Satisfaction Ratings*
Why do Customers Choose Us?
Simply Smarter
Purchase your new policy any time, anywhere, in just 3 minutes. Video surveys make it fast and easy!
Affordable
Get 25% discounts and 20% cashback from our partners! Huge value for a low price.
Fast and hassle-free claim
Submit a 100% digital claim, only from your mobile phone
Replacement Car
Replacement Car Services are provided for a maximum of 5 days (5x24 hours) during the coverage period from the time the vehicle enters the workshop. *Terms & Conditions Apply
Transport Allowance
Receive Rp. 100.000 per day in transport allowance if your car is being repaired for more than 5 days (maximum 3 panels damaged). Enjoy a loan vehicle while your car is being repaired!
We are always there for you
Our ERA (Emergency Road Assistance) team is always on standby 24/7 to help in an emergency
Refer and Earn
Rp. 250.000 Cashback
Invite your friend to purchase a policy, and both of you will receive exclusive rewards!
Refer and Earn Now!
Our easy streamlined claim process
Understand the process of reporting an incident, and track your claim from start to finish.
Step 01
File a Claim
Claim approved
Step 02
Garage Repair
Repair completed
Step 03
Claim Closed
How to file a claim?
100% digital self-claim process from our insureka! Mobile App
You can visit our Automatic Claim Machine
Visit directly to our Priority garages
Call us 24x7
+62 855 7467 5856
Priority Garages
One-Stop Solution for Claim Settlements
Direct workshop access
Simply drive your insured vehicle to the workshop, where our representative awaits to assist you with the MOTORCYCLE ACCIDENT REPORTS.
On-Site claim surveys
Claim survey can be done at the workshop
Immediate SPK
For work of less than 5 panels, there is no part replacement. You can directly receive SPK (work order) on the spot
Explore our 490+ Garage Networks
Automatic Claim Machine (ACM)
Locate your nearest claim points throughout Indonesia.
One-on-One Consultations
Receive specialized assistance with our One-on-One Consultations for any claim, queries or support needs.
File a new claim
Whether you are submitting a new claim or tracking the progress of an existing claim, our Claim Point is here to provide you with all the support you need.
Claim Demo
Experience the Process: Try our Claim Demo for a Step-by-Step Guide.
Take your insurance experience to the next level with the insureka! app
Manage your policies and claims with greater convenience and ease.
Download our insureka! app
Find the right car insurance policy
Consider factors like your driving habits, vehicle age and personal preferences to ensure the best fit.
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Comprehensive BASIC
For
All Cars
Max 11 Years Old
25% Discount + 20% Cashback*
Select
Comprehensive BASIC
Coverages and Services Included
Transportation
Theft by driver
Repair warranty for 6 months
Personal Customer Service for your Claim Initiation
New for old vehicle (Upto 6 months old car)
Emergency Roadside Assistance
Mobile app for claim
24 Hours Hotline
Claim access to 490+ Garages
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Favourite
Comprehensive PREMIUM
For
All Cars
Max 11 Years Old
25% Discount + 20% Cashback*
Select
Comprehensive PREMIUM
Coverages and Services Included
SRCC (Strikes riots and Civil commotion)
Earthquake, Tsunami
Floods include hurricanes
Terrorism and Sabotage
Transportation
Theft by driver
Repair warranty for 6 months
Personal Customer Service for your Claim Initiation
Authorised Garages
New for old vehicle (Upto 6 months old car)
Personal Effects
Emergency Roadside Assistance
Home Survey, Pick Up and Delivery
Mobile app for claim
Claim access to 490+ Garages
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Total Loss Only
For
All Cars
Max 15 Years Old
25% Discount + 0% Cashback*
Select
Total Loss Only
Coverages and Services Included
Theft by driver
Personal Customer Service for your Claim Initiation
Emergency Roadside Assistance
Mobile app for claim
24 Hours Hotline
Claim access to 490+ Garages
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Katastropik Policy
For
Leased Cars
Max 5 Years Old
25% Discount + 0% Cashback*
Select
Katastropik Policy
Coverages and Services Included
Floods include hurricanes
Home Survey, Pick Up and Delivery
Mobile app for claim
24 Hours Hotline
Claim access to 490+ Garages
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Hybrid Coverage (TLO + comprehensive)
For
Leased Cars
Max 5 Years Old
25% Discount + 0% Cashback*
Select
Hybrid Coverage (TLO + comprehensive)
Coverages and Services Included
Theft by driver
Emergency Roadside Assistance
Mobile app for claim
24 Hours Hotline
Claim access to 490+ Garages
First in Indonesia to introduce
Katastropik Policy
For
Vehicles in Flood-Prone Areas
Max 5 Years Old
25% Discount*
Floods include hurricanes
Home Survey, Pick Up and Delivery
Mobile App For Claims
24 Hours Hotline
Claim access to 490+ Garages
Already have a car insurance? Does not -matter!
Select
Katastropik Policy
Compare our Products
Get Flood Protection for your favorite car for only IDR 75,000
Protect your car immediately with Polis Katastropik. The process is fast. Faster than finishing your Coffee. Super fast!
Select other Brands
Awards and Recognitions
We are proud to be recognized by industry experts for our innovation and excellence
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"No.1 Asean Company Winner 2023"
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"Best choice in Quality Digital Company award 2022"
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"Indonesia Golden Digital Company Winner 2022"
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"No.1 Best in Product 2023"
Explore all awards
General FAQ’s
Find answers to all your car insurance queries here.
Which insurance company is this?
insureka! is part of the multibillion group www.tolaram.com and is an Insurance Agent Company that has exclusive collaboration with PT. Rama Satria Wibawa Insurance, which is one of the pioneers of general insurance companies in Indonesia, was founded in 1978.
Who is insureka! ?
insureka! is part of the multibillion group www.tolaram.com and is an Insurance Agent Company that has exclusive collaboration with PT. Rama Satria Wibawa Insurance, which is one of the pioneers of general insurance companies in Indonesia, was founded in 1978.
Where is the Insureka office! ? Are there Branch Offices in other cities?
Insureka Headquarters! Located at Setiabudi Building 2, Floor 3 suite 304 Jl. H.R. Rasuna Said Kav. 62 Jakarta 12920 Indonesia. Rama Insurance itself has several offices in several big cities. You can see the complete address at this link: https://insureka.co.id/id/contact-us/.
What is the process for purchasing a Car Insurance Policy at insureka! ?
Insureka policy purchase! can be done anytime and anywhere. You simply go to www.insureka.co.id, enter vehicle details, select the type of coverage, add expansion if needed and make payment. KTP, SIM, STNK/BASTK documents and vehicle videos are uploaded to the Insureka application! after payment.
Is there a discount program ?
We provide a 25% discount and our partners also provide an extra 25% cashback in the form of OVO or GOPAY balances. You can get cashback after you click Withdraw in your account.
are saying...
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“The process is easy and hassle-free, competitive prices, well done!”
Indra Kusuma Jaya
Jakarta
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“This insurance is really good. The claim process is fast and according to the workshop we want. What is crazier are the many discounts”
bulefunky smith
Jakarta
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“Insurance that understands today is needs. Easy to register, easy to claim, fast processing, affordable fees, friendly and very satisfying service. good luck Insureka.”
dini widiastuti
Jakarta
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“Insurance is the best, applying is easy, just installing the application, and given a souvenir, the car has been hit by a motorbike, the claim is very easy, all you have to do is take a photo in the application, get the spk and take it to the official repair shop, the car is straight again shiny.”
Suhanta Wijaya
Jakarta
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“Buying insurance is easy, the CS is responsive, and making claims to the repair shop is also easy with a user-friendly application”
Pri Hadiyanto
Jakarta
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“It is easy to apply, and so is the claim. The admin is very helpful, and what is certain is that the price is the best among similar applications. Highly recommended!!!”
Yoseph Ming
Jakarta
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“Fast claim process. The most affordable policy price compared to other products. There is also a manufacturer is workshop where the workmanship is equivalent to the manufacturer is. Keep up the good work.”
antonius louis
Jakarta
