Promo Asuransi Mobil

Apresiasi lain juga diberikan insureka! manakala pelanggan bersih dari catatan klaim asuransi mobil terbaik selama 1 tahun tersebut. Mereka akan mendapatkan penambahan rewards lagi secara signifikan saat melakukan renewal.

Special facilities are also provided types of car insurance for customers who own cars with a production year of 2024. They will get a Replacement Car Service facility. Solution for repairing new units in the workshop with a duration of around 5 days (24 Hours 5 Days).

And, affordable insurance premiums can be accessed from insureka! products directly. The value is efficient by implementing the lower limit of the OJK Premium Percentage. The description is as follows, namely:

1. The lower limit of the OJK Premium Percentage for All Risk policies (Comprehensive Premium and Comprehensive Basic) is in the range of 1.05% to 3, 82%. The basis for differentiating is the price of the car according to category and regional position.
2. The lower limit of the OJK Premium Percentage for online car insurance policies Total Loss Only (TLO) is in the range of 0.2% to 0.65%. The forming factor is the different distribution of car prices by category and region.

The details of various benefits other types of car insurance that customers can enjoy consist of:

1. Emergency Road Assistance (ERA).

ERA can be accessed 24 hours 7 days (24/7). The free roadside assistance facilities provided include jumpers, tow trucks, tire factors, breakdowns and ambulances.

2. Replacement Car Service Facilities.

According to the applicable terms and conditions, the replacement car service facility can be enjoyed for 5 days (24 hours 5 hours).

3. Allowance IDR 100 thousand per day.

Insureka's best car insurance! provides an allowance of IDR 100 thousand per day if the car is repaired at the workshop for more than 5 days.

4. Apresiasi Referral Berupa Rewards.

Apresiasi bagi pelanggan beserta koleganya atas koneksi bisnis yang terjalin. Sesuai syarat asuransi mobil yang berlaku, mereka mendapatkan rewards*,-.

5. Priority Workshop and Repair Guarantee.

The risks involved are guaranteed to be resolved quickly and optimally. insureka! provides priority workshop access and claim process in one place.

6. Access insureka Customer Service! 24/7.

Insurance is open and close to customers. insureka! provides comprehensive information while helping to resolve various driving risk issues.

Before the insurance policy expires, notification will be made by Insureka! Customer Service. This notification has been submitted 30 days before the expiration date of the policy activation period. Notified periodically, customers will receive notification every 7 days or 4 days until H-1 from the end of the active period of the policy.

There are several best vehicle insurance extension options that customers can carry out based on the latest status of their policy activation. The details are as follows:

1. To extend the policy before the maturity date, customers only need to re-register via the Insureka! website or application.
2. Policy extensions for expired status (after the maturity date ends) can be carried out like the initial purchase. Registering for insurance is done via the website or the Insureka! Application, customers also fill out the offer form, make payments, and upload required documents.

insureka! determine the value of vehicle insurance premiums based on the Financial Services Authority (OJK) Circular Letter Number 6/SEOJK.05/2017. These regulations are then implemented in an automated system. The implementation of the Premium Percentage uses a lower limit. However, customers can actually carry out calculation simulations manually.

The premium value of car insurance is built from the elements of the type of car, the region, the type of policy chosen, and the purpose of using the unit. The type of car will affect the unit price. There are around 5 car price categories that apply here. Then, the lower limit of the OJK Premium Percentage is grouped according to the All Risk (Comprehensive Premium/Basic) and Total Loss Only (TLO) policies.

Furthermore, manual insurance calculations still pay attention to the status of the Premium Percentage issued by the OJK. Offering very affordable premiums, insureka! apply the lower limit of the OJK Premium Percentage. The manual calculator for calculation of insurance premiums is as follows:

Car Insurance Premium Value = Car Price x Lower Limit of OJK Premium Percentage.